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  Terms & Conditions
These Terms & Conditions are the basis for accessing this site and using the services online.  Business Terms & Conditions are available to businesses that wish to buy Web Services and are available at the bottom of each online page. The ownership of the site is with MD Technology Group Limited (MDT), a UK registered company, and the terms relate to all the subsidiary businesses throughout the world  For reference throughout these terms, all uses of MDT relate to all MD Technology Group companies, a list will be provided in the ‘about us’ page.

USE OF SITE
By using the MDT site and the services available, you are deemed to accept these terms & conditions and any additional terms & conditions, which include services and information, provided by third parties.

You may access, print and, where available, download information from the site for these purposes only and for no other personal or commercial purpose. You may not otherwise copy, display, email, fax, transmit or distribute any material from the site. All copyright, trademarks, database rights and other intellectual property rights in the site and the material available on the site belong to MDT or its third party suppliers. Use of the site does not give you any proprietary rights in such materials.

BROWSER AND OPERATING SYSTEM POLICY
MDT is provided to work on the current releases of Microsoft Internet Explorer and Firefox, although some features may not be supported on Firefox. MDT Users can enable or disable session cookies (enabling permanent cookies is recommended), and JavaScript, in their browser.

MDT  SERVICES
Services and information provided on the site by us and/or our third party suppliers are provided in good faith.  Neither we, nor our third party suppliers, can guarantee their suitability or prospects of success in any particular case. You should obtain independent verification before relying on information provided on the site in circumstances, which may result in loss or damage.

DISCLAIMER
MDT does not give any warranty or other assurance as to the operation, quality or functionality of the site. Access to the site may be interrupted, restricted or delayed for any reason. MDT also does not give any warranty or other assurance as to the content of the material appearing on the site, its accuracy, completeness, timelessness or fitness for any particular purpose.
To the full extent permissible by law, MDT disclaims all responsibility for any damages or losses (including, without limitation, financial loss, damages for loss in business projects, loss of profits or other consequential losses) arising in contract, tort or otherwise from the use of or inability to use the Site or any material appearing on MDT, or from any action or decision taken as a result of using MDT or any such material.

EXTERNAL LINKS
MDT contains many links to external sites and is not responsible for, and has no control over, the content of such sites. Information on MDT or available using hypertext links from MDT, is made available without responsibility on the part of MDT. MDT disclaims all responsibility and liability (including for negligence) in relation to information on or accessible from MDT.
Security The site is hosted by d-inet.com, which contains protection against unauthorized access using the latest firewall software and other security devices.

SITE AVAILABILITY
MDT and d-inet.com will attempt to ensure continuous availability of the site and all the services but accept no responsibility for the consequences of interruptions or delays, however caused. MDT will intend to change its design and functionality from time to time in an attempt to improve the use and services on the site.
We use our best efforts to ensure that MDT is available to users of the Web 24 hours a day, 7 days a week. At times the site may be partially or completely unavailable due to line or technical faults or reasons beyond our control such as failures by third party service providers or a risk of virus attack. It is our intention to deal with these situations as quickly as reasonably possible, but you agree that we shall have no financial liability to you in the event of such unavailability.

LIMITATION OF LIABILITY
Our liability, and the liability of our third party suppliers, for any loss or damage suffered by you as the result of your use of this site is limited to your actual direct damages and, except in the case of fraud, excludes any loss of future earnings, profit or prospects or any consequential or speculative loss. As required by law, this exclusion does not extend to death or personal injury caused by our negligence.

DATA PROTECTION
Our use of personal information supplied by users of this site is governed by the privacy policy. Information provided by third parties are taken in good faith and may be used but with the option available for Users to set themselves to opt out of their use on parts of the system.

I confirm that, to the best of my knowledge, the information I have registered is correct and that I have registered/re-registered of my own free will. By submitting my details I agree that the information given may be used for registration and may be passed on to relevant third parties as covered under the UK Data Protection Act.

PRIVACY
MDT will make every effort to comply with the obligations under the UK 1998 Data Protection Act. We understand that the information you or your agent provides on the database is confidential and we will use our best endeavour in maintaining it. Information acquired from a third party source will normally be set to inactive until you have given permission for its use.

PASSWORDS
Passwords are for the sole use of the person to whom they are issued. We may deny access to a password if we reasonably believe that an unauthorised person is using it or that the user is breaching these terms and conditions.

RIGHTS IN THE DATABASE
Database rights (pursuant to the Copyright and Rights in Databases Regulations 1997) and all other applicable copyright and intellectual property rights in the database belong to MDT. You acknowledge that you do not acquire any rights in the database or its content and that these terms and conditions govern your retention and use of the database and its content.

SALES OR GOVERNMENT TAX
The current understanding on Sales or Government taxes is as follows: If MDT has a Sales office in the same country as the person buying then VAT is payable on all amounts invoiced, at the applicable rate for that country.

If any Government make changes to these Taxes or to the rules to Internet sales, then MDT has the right to change this tax immediately and back date to any transactions by issuing Credit Notes & Invoices appropriately, and collect or refund any difference.

PAYMENT & CURRENCY
All Users specify in their Profile, which currency is their base currency, subject to available currencies for that country, and MDT will calculate & show the value in your currency when you are buying services.  Payment is required in advance to the appropriate MDT office by form of cheque, money order, Bank transfer or by credit card. Refunds will be given at the discretion of the Company Management. The Credit Card payments are operated by World Pay Plc. MDT bases it’s charging on the Euro and MDT have the right to change the conversion rate for any currency on the first working day of each week from the London Financial Times.

GOVERNING LAW
These Terms and Conditions shall be interpreted in accordance with English law and the English courts shall decide all disputes.

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